About Us

Fortiva is a recognized banking organization based in the United States of America. and the Fortiva credit card is one of the services that Fortiva offers. Fortiva offers several types of financing solutions, including delinquent loans. Fortiva is a subsidiary of Atlanticus Holdings Corp. and belongs to the financial services sector. Fortiva was founded in 2009 and is currently based in Atlanta, Georgia.


Fortiva employs about 500 people and provides services such as financial and second-view loans, as well as loans such as home furnishings, electronics, and drugs. Fortiva offers alternative credit solutions.

The Fortiva Mastercard is a rare find: an unsecured credit card for bad credit. Elle has toutes les fonctionnalités d’une carte de credit classique (vous pouvez effectuer des virements et des advances de fonds) ainsi qu’une protection Mastercard, mais elle peut faire plus de mal que de bien if he titleholder de la carte ne fait pas attention.


The card is a Bank of Missouri credit recovery product. Because the card is designed to provide good credit with timely payments, the card is ideal for those with low credit or fair credit ranges.

It has an understandable appeal for those who can’t afford a line of credit, but potential applicants should be wary of the high cost. Instead of a security deposit, the Fortiva credit card comes with high maintenance and annual fees that cost users more than $ 100 per year. In addition to the considerably higher costs, the Fortiva® a c Although the Fortiva® Mastercard® is touted as a bad credit card, the cardholder’s situation cannot be improved. There is no built-in increase in the credit limit beyond a certain number of on-time payments and there is no automatic consideration of the refund of the deposit.

In fact, Fortiva does not offer a credit limit increase, which is by far the most concerning aspect of the card, the card fees and all. The only advantage of the card is that it reports to three credit bureaus: Experian, Equifax, and TransUnion.

Depending on your creditworthiness at the time of your application, you may end up with a negligible credit limit that medium-sized purchases cannot control, let alone add a line of credit large enough to affect your FICO score (a factor that can increase Credibility).